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EDDI - Eazipay's Direct Debit Interface. An online portal to access and manage your Direct Debit accounts. find out more

SEPA b2c

SEPA is the Single European Payment Area and its creation means that companies can now collect Direct Debit payments across the EU. And if you are an Eazipay customer you will be able to expand your business into Europe, secure in the knowledge that you can collect SEPA Direct Debit payments from customers in Paris, just as easily as you can in Preston.

We collect thousands of SEPA Direct Debits for our clients across the EU.

Now, we all know that Brexit is upon us and you may be thinking that, as nothing appears fixed in the leave negotiations, that getting involved with Direct Debit payments within the EU simply isn’t worth it.

Offering a SEPA B2C Direct Debit facility to our clients, however, is a growing part of the Eazipay portfolio of services we offer.

Unfortunately, we don’t know any more about our future trading relationship with the EU than you do. So, given that we are confident we will continue to grow our SEPA related business, where do we look to for reassurance and guidance?

We turn to the European Payments Council (EPC). The EPC represents payment service providers on all European payment issues and works to harmonise payments in SEPA to the benefit of European competitiveness and innovation.

In other words, the aim of the EPC is to make it easy for citizens and businesses to pay with a single payment across Europe as easily and conveniently as they do in their own country.

The EPC has considered various ‘leave’ scenarios and is actively scrutinising the negotiations between the UK and the EU and regularly liaises with UL Finance (which represents around 300 prominent financial firms like banks and building societies) to monitor the unfolding situation.

In its latest position paper on the subject (European Payments Council Position on Brexit and UK PSPs’ participation in SEPA Schemes, May 2018), the EPC says “Generally speaking, the EPC understands and supports that the UK PSPs’ community intends to maintain participation in the EPS schemes…”

We will continue to offer a SEPA Direct Debit collection service and would encourage you to plan and trade across the EU as normal. For us, it’s business as usual.


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